“per Merito” is a loan that every student residing in Italy can obtain on the sole condition of being in compliance with the chosen course of study; the rate is fixed and defined at the time of subscription and no guarantee is required.

At the end of the studies, a “gap period” of 24 months is activated, during which the student will no longer receive payments but will not have to return anything yet.

The return takes place within a maximum period of 30 years; in case of early termination there are no additional costs.

⇒ Click here for further information